What the S.I.F.T. score tells you.

How S.I.F.T. is built. S.I.F.T. is four lenses on the company's filed figures: Safe, Income real, Fundamentally good, and Time & price. Each lens is a set of checks on those filings, not a recommendation and not a forecast. A missing or failed check hides the figure and shows the reason. This page will set out the method in full. It is educational, not advice.

Llsted is education and research software. You keep a dated journal of your own reasoning. The S.I.F.T. score on a company page describes that company from its filings. Llsted never tells you what to buy, sell or hold, does not know your financial situation, and does not manage money or execute trades.

What the score covers

The score is a reading of the business the filings describe. A part the filings do not support is left out. The score is still shown when enough of the picture is there. It covers:

• Competitive position. How high and how steady the return on the capital in the business has been.
• Financial health. Borrowings set against the cash the business holds and the cash it produces.
• Income stability. Whether the company pays a dividend, and whether the cash flow covers it.
• Price against the business. Owner earnings, the cash an owner could take out after keeping the business running, read over several years.
• How much the price moves. Left out when the filings do not give a way to judge it. It is not filled in.
• Use of cash. Dividends, buybacks, and debt repaid or taken on.
• The cash you could live on. A long view of owner earnings, separate from any guess about next quarter.

A label sits beside the score. It does not change the score or the band. Where Llsted has no licensed price to compare, the label is Not shown.

Bands

Strong, Adequate, and Caution. A band describes the score, not an action.

Missing figures

A blank is a blank. When a figure is not in the filing, the page says Not reported. It is never filled in with zero to make the page look finished. A company with no usable figures shows no score.

Where the figures come from

Financial figures come from each company’s filings with the U.S. Securities and Exchange Commission. Share prices come from a market-data provider and are shown with their date. One price is used everywhere on the page. Currency conversions use U.S. Treasury exchange rates. Pages show when they were last updated. Filings can be revised, so the original filing is the final word.

The role of AI

A language model writes a short plain-English summary of the figures. It does not change the score. It is instructed never to recommend buying, selling, or holding, and its output is filtered before it is shown. It can still be wrong.